ratio of size of loan to assessed value of property
ccs
consumer credit score from 1 to 6 (a low value being a good score)
mcs
mortgage credit score from 1 to 4 (a low value being a good score)
pbcr
public bad credit record ?
dmi
denied mortgage insurance ?
self
self employed ?
single
is the applicant single ?
uria
1989 Massachusetts unemployment rate in the applicant's industry
comdominiom
is unit condominium ?
black
is the applicant black ?
deny
mortgage application denied ?
Source
Federal Reserve Bank of Boston.
Munnell, Alicia H., Geoffrey M.B. Tootell, Lynne E. Browne and James McEneaney (1996) “Mortgage lending in Boston: Interpreting HDMA data”, American Economic Review, 25-53.